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Public Liability Insurance
Public Liability Insurance covers anyone who is in (or near) your home and suffers injury or death. The covers usually ranges between £250,000 and £1 million. Scenarios where this may occur include:
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- Protection from claims by trespassers, for example the injured burglar situation. Also remember that scaffolding can be a liability when you are having building repairs/renovations.
- Falling objects from your house, e.g. a tumbling tile, falling rubble during renovations.
Public Liability insurance is sometimes included in Building and/or Contents insurance policies but always check to see if you are covered. If you run a business from home, you will need to investigate specific business insurance which is a legal requirement.
Click here to get an online quote for Public Liabilty.
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